How to get a Checking Account?


For internationals, one of the first things after arriving in the US, is to open up a checking account, usually the basis to receive your salary. There is always a bit of a debate whether credit unions or major banks are the way to go.

If your company is part of a credit union, then you may want to make use of them as opposed to a major bank - mainly because they have a trusted relationship with your company and it will make it easier for you to apply for loans or credit cards in the beginning when you not yet have an established credit score.

Examples for credit unions in the Bay Area:

Major banks:

Additionally to the regular checking account, banks often also offer savings accounts. These can help to put savings aside and to also get a small interest.